The full program

We all spend money every day, but how often do we stop and ask if our spending actually reflects what matters most to us? In this workshop, you’ll uncover your own financial values and learn how to let them guide the way you spend, save, invest, and plan. Through guided reflection and table conversations, you’ll walk away with real clarity on what you value and a personal roadmap for putting your money where your heart is. Come ready to connect with the women around your table and leave with a values statement that’s truly your own.

Grab breakfast, get settled, and join our panel of experts for the Financial Fireside Chat — a casual Q&A tackling real money questions submitted by attendees.

Investing doesn’t have to feel like a secret language or something reserved for people who already know the market inside and out. Cut through the jargon and learn the building blocks of investing, from understanding your options to balancing risk and making choices that align with your goals. Whether you’re starting with $50 or finally ready to put your money to work, you’ll leave with the confidence to start building wealth on your terms.

Groceries, rent, gas…did everything get more expensive overnight? When prices keep climbing, even a solid budget can start to feel a little out of tune. Learn how to adjust your spending, make your money stretch further, and find room for both your priorities and the things you actually enjoy. Because budgeting shouldn’t mean saying “no” to everything.

Got an idea scribbled in your Notes app that might actually have legs? Learn what it takes to turn an idea into a real business and what resources are available in Utah to help you do it. Explore the building blocks of getting started, accessing capital, navigating microloans and other funding opportunities, and finding the right support along the way. Your idea may be yours, but you don’t have to build it alone.

Money stress is one of the most common sources of tension in relationships — but it isn’t always just about the money. Explore how financial stress can also signal deeper unmet needs, from safety and connection to confidence and simplicity. Learn to better understand what’s driving your stress and respond in healthier ways with greater calm and clarity.

AI has officially entered the money conversation — and it can do a lot more than answer questions. Learn practical ways to use AI and everyday fintech to make managing your money easier, smarter, and less overwhelming, exploring tools for budgeting, saving, and investing. No tech expertise required. You’ll leave with ideas you can start using right away to feel more confident and in control of your finances.

Strong relationships can open doors — to new opportunities, greater visibility, and higher earning potential. Explore practical ways to build a network that works for you through LinkedIn, professional groups, community involvement, and authentic relationship-building, plus strategies for advocating for yourself when it comes to salary. Walk away with actionable ways to invest in your connections and your career.

Your credit score isn’t a mystery — it’s made up of pieces you can learn to understand and influence. Break down what really shapes your credit, what can help (or hurt) your score, and how everyday financial decisions show up on your report. Walk away with a practical guide to strengthen your credit and put it to work toward the opportunities and goals that matter to you.

Death, divorce, illness, and disability can force major financial decisions with little warning. Learn the financial foundations every woman should understand, including investing basics, insurance gaps, estate planning essentials, account titling and beneficiaries, cash flow management, and how to prepare for a financial transition. Nicole shares real stories showing how to create financial resilience and what causes costly mistakes. Whether you’re single, married, divorced, widowed, early in your career, or nearing retirement, this session is for you.

Offering retirement benefits shouldn’t be complicated, time-consuming, or out of reach for small businesses and independent workers. Utah’s new Small Business Retirement Plan Exchange makes it easier to access competitive retirement options while leveraging the scale of a larger marketplace to create efficiency and value. Learn how the exchange works, who can participate, and how employers can set up a retirement plan in less than 15 minutes.

Renting comes with more than a monthly payment, and knowing the rules can pay off. Get familiar with your rights as a renter, resources available when challenges arise, and the financial decisions that can help you avoid costly surprises. Whether you’re signing a lease, navigating a sticky situation, or simply want to rent with more confidence, this session will help you know what to look for and where to turn.

Join Michelle Singletary, nationally syndicated personal finance columnist for The Washington Post, for a plated lunch keynote with real talk on money and resilience.

Think you’d never fall for a scam? Today’s fraudsters are more convincing — and creative — than ever. Get inside the tactics scammers use, uncover the red flags hiding in plain sight, and learn how to shut down a scam before it costs you. You’ll leave ready to spot what’s real, question what’s not, and protect your money with confidence.

Buying a home might feel like a kingdom away, but there’s more than one way to get the keys. Hear from Utah housing and lending experts about getting mortgage-ready, down payment assistance, grants, and programs designed to make homeownership more attainable. Consider this your map to the castle — come discover the resources, possibilities, and pathways that can help you find your way home.

Your phone wants your attention. Brands want your money. Bills need paying, subscriptions need canceling, and your brain already has 37 tabs open. Explore what happens when financial behavior doesn’t match financial knowledge — how planning and organization, impulsivity and reward, emotional regulation, and competing demands influence the way we spend — and learn practical strategies and simple systems that make good financial decisions easier to follow through on, even when life is a lot.

Watching a flying trapeze artist soar through the air is thrilling — but only because we know there’s a safety net underneath. Without it? Terrifying. Your financial life works the same way. In this fun, practical session, take the mystery out of insurance and explore the coverage you may need (and what you may not) at different stages of life. Learn when it makes sense to insure a risk, when you can afford to self-insure, and when avoiding the risk altogether could be the smartest move.

Take control of your debt and create a clear path toward financial freedom. Learn practical strategies to stop accumulating new debt, choose an effective repayment method, and accelerate payoff using PowerPay, a free online debt management tool. We’ll explore ways to uncover extra money in your budget, reduce expenses without feeling deprived, and stay motivated as you make progress.

Learn the basics of wills, trusts, and estate planning in an approachable, easy-to-understand session. Explore key considerations for protecting what matters most, making your wishes clear, and putting a plan in place for the future.

A standout application doesn’t happen by accident. Learn how to craft a stronger resume, sharpen your search, and get noticed in today’s competitive job market.

Investing isn’t just about getting in — it’s about knowing what to do once you’re there. Take a deeper dive into building and managing a portfolio for the long haul, from evaluating opportunities and adjusting your strategy to navigating market shifts and knowing when to stay the course. Cut through the headlines, tune out the market noise, and build the confidence to make strategic moves without losing sight of the long game.

Taxes impact more than what you owe each year — they play an important role in your overall financial picture. Gain a clearer understanding of the tax system, uncover benefits and opportunities you may be overlooking, and learn how to leverage tax knowledge and available resources to avoid costly missteps, keep more of your money, and strengthen your financial position.

From cars and appliances to other major expenses, get smarter about spending big without regretting it later. Learn how to slow down the sales pitch, compare real costs, and know what questions to ask before you sign. This session dives into the psychology of spending while introducing practical tools like the total cost formula, so you can evaluate whether a major buy is truly worth it before you commit.

Stick around for the giveaways — 10+ prizes to send you off with one more reason to smile.